A once off restructuring fee of 100% of your debt rehabilitation amount up to a maximum as per the NCR’s guidelines. Once off Application fee of R57 incl. VAT. A Sundry Fee equivalent to your monthly debt rehabilitation amount for your legal application to the NCT or Magistrate Court. A monthly Aftercare Fee of 5% (ex VAT) of your monthly debt rehabilitation amount for every month that you are under debt counselling. Monthly Transactional Payment Distribution Fee (PDA) as per the NCR.