FAQ

What is debt review?
Debt review also know is debt counselling which was introduced by the NCA in 2007. Debt review is aimed to assist over-indebted clients and those that are f...
Sat, 30 Dec, 2017 at 8:47 PM
How does the debt review process work?
We will first look at your expense and your income, we will design an affordable repayment plan once you have been accepted for debt review. We will then co...
Sat, 30 Dec, 2017 at 8:48 PM
Will my vehicle and home be protected under review?
Yes, it will. If you are up to date with your payments under the debt review process. However, it will be impossible to assist if more than 10 days have pas...
Sat, 30 Dec, 2017 at 8:49 PM
I am unemployed, can I apply for debt review?
You need to be employed to apply for debt review. Should you be unemployed you cannot be under debt review. Once you have found employment you can contact u...
Sat, 30 Dec, 2017 at 8:49 PM
Do I need to go to court?
There is no need for you to go to court. We have attorneys on our panel to attend to attend to the entire legal process on your behalf. Since debt review is...
Sat, 30 Dec, 2017 at 8:49 PM
How long will I be under debt review?
This will depend on the how over-indebted you are. This is done on a case to case basis. Your debt counsellor will provide you with more information once yo...
Sat, 30 Dec, 2017 at 8:50 PM
When does debt review take effect?
Once we have conducted the assessment and determined you are over-indebted, for a period of 60 days during the debt review process your creditors will not b...
Sat, 30 Dec, 2017 at 8:50 PM
Why use a debt counsellor?
A debt counsellor goes to rigorous training and understands the industry. You can rest assured when using a registered debt counsellor that you are in safe ...
Sat, 30 Dec, 2017 at 8:51 PM
How do I know that debt review is for me?
Once you notice that you are struggling with your finances and you realise that you are over-indebted then you should discuss this with an SDA debt counsell...
Sat, 30 Dec, 2017 at 8:51 PM
What happens to my bond once I have paid all my unsecured credit?
once you have finished paying off your unsecured debt, settled your vehicle finance accounts and your home loan account is up to date you will qualify to rec...
Sat, 30 Dec, 2017 at 8:52 PM