Smart Debt Advisors

We at SDA will do our best to negotiate your repayment and interest rate, however your debt may grow slightly due to factors such as interest and costs char...

Yes, you can. Renting out your property does not have any bearing on the debt review process. The income earned from renting your property can be taken into...

Due to the nature of the issue, we have to deal with the matter on case by case basis. Your marriage contract will have a large impact on what is done with ...

You are welcome to contact SDA if you have judgements, we will provide assistance and guidance regarding judgements. It is essential that we know the full s...

This will depend if you are married in community of property, if you are then you are your partner will need to be under debt review

Once your repayment plan has been drawn up, you must commit to meeting your repayments each month, and the onus is on you to ensure they are met. If you mis...

Once you have been placed under debt review you are legally protected and your credit providers cannot harass you. Should this persist, we suggest you infor...

Once you have been placed under debt review you are legally protected and your credit providers cannot harass you. Should this persist, we suggest you infor...

A consumer is over-indebted when he/she is unable to pay all his/her financial obligations timeously, as agreed in a credit agreement. ... In such instance,...

Credit providers can reject debt repayment plans. If this happens we will refer the matter to a magistrate’s court for an examination and final decision. On...