FAQ

Is my personal information safe?
SDA uses SSL technology to protect your information on this website. All information provided kept confidential and safe.
Sat, 30 Dec, 2017 at 8:52 PM
What is a section 129 letter?
This is the first step a credit provider takes. This letter serves to inform the consumer that their accounts is in arrears, the steps the consumer should t...
Sat, 30 Dec, 2017 at 8:53 PM
Will credit providers still debit my accounts?
We will notify your credit providers to cancel your debt orders. We however recommend that you open a new account.
Sat, 30 Dec, 2017 at 8:53 PM
What fees do I have to pay to the debt counsellors?
A once off restructuring fee of 100% of your debt rehabilitation amount up to a maximum as per the NCR’s guidelines. Once off Application fee of R57 incl. V...
Sat, 30 Dec, 2017 at 8:54 PM
Will SDA collect money directly from me?
No, we will never collect monies directly from you. We make use of payment distribution agency to collect from you and distribute to your credit providers
Sat, 30 Dec, 2017 at 8:54 PM
Will I need to make monthly payment to all my creditors?
No, We appoint a payment distribution agency to make payments on your behalf, Once the payment has been collected from your bank account.
Sat, 30 Dec, 2017 at 8:54 PM
Will I need to make monthly payment to all my creditors?
No, We appoint a payment distribution agency to make payments on your behalf, Once the payment has been collected from your bank account.
Sat, 30 Dec, 2017 at 8:55 PM
Will credit providers blacklist me once I am under debt review?
No, you will remain protected while you are debt review. However, if you were blacklisted already, this listing will remain on your credit provider.
Sat, 30 Dec, 2017 at 8:55 PM
Can I apply for credit or use my credit card/overdraft facility once I am under debt review?
You will not be able to use your credit card or apply for credit while you are under debt review. Once you have issued a clearance certificate you can apply ...
Sat, 30 Dec, 2017 at 8:56 PM
Will debt review effect future and current job opportunities?
This should not be the case, taking the step to go under debt review shows that you are interested and have taken steps to rectify your situation.
Sat, 30 Dec, 2017 at 8:56 PM